HP 12C Financial Programmable Calculator Uživatelský manuál stáhnout pdf (Strana 27)

1. Key in the program.

2. Press CLEAR .

3. Key in the number of monthly payments in the loan and press 0.

4. Key in the annual add-on interest rate as a percentage and press 1.

5. Key in the credit life as a percentage and press 2.

6. Key in the loan amount and press 3.

7. Press to find the monthly payment amount.

8. Press to obtain the amount of credit life.

9. Press to calculate the total finance charge.

10. Press to calculate the annual percentage rate.

11. For a new loan return to step 3.

Example 1: You wish to quote a loan on a $3100 balance, payable over

36 months at an add-on rate of 6.75%. Credit life (CL) is 1%. What are the

monthly payment amount, credit life amount, total finance charge, and

APR?

REGISTERS

n: N i: i

PV: Used PMT: PMT

FV: 0

: N

: AIR R

: CL (%)

: Loan R

: N/1200

: Used R

-R

: Unused

Keystrokes Display

CLEAR

36 0

36.00 Months.

6.75 1

6.75 Add-on interest rate.

1 2

1.00 Credit life (%).

3100 3

3100.00 Loan.

-107.42 Monthly payment.

116.02

Credit life.

1 2 ... 22 23 24 25 26 27 28 29 30 31 32 ... 164 165

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HP 12C Financial Programmable Calculator Uživatelský manuál Strana 27